In Alaska, over time, car accidents and their fatalities have become an increasing concern. As hinted in the Alaska Highway Safety Annual Report (AR), a concerning trend reveals that car accident rates escalated from 67 in 2021 to 82 in 2022. Despite governmental efforts, accidents continue to impose substantial physical, mental, and financial burdens on victims. 

When an individual is faced with the aftermath of a car accident and finding trouble with insurance claims, searching for assistance from a knowledgeable car accident attorney in Alaska becomes crucial. They help in securing fair compensation and solve the complexities of legal proceedings. 

Common Disputes From Insurance Companies After Car Accident Claims

When an individual claims total compensation for their loss in a car accident, the insurance companies often dispute car accident claims to minimize payouts. They may argue on the following grounds: 

Insufficient injuries

The insurance company might claim that injuries from the car accident are not serious and do not significantly impact your ability to work or perform routine tasks. They usually do it by using video recordings. Video recordings can document actions that seem contradictory to your reported injuries. 

Even content posted on your social media platforms can be utilized against you. Insurance companies might monitor your social media accounts to discover photos or videos showing you participating in physical activities, taking vacations, or attending social gatherings that appear incongruent with the injuries you have claimed. 

Preexisting Conditions

Your insurance company might also claim that your injuries existed before a car accident. That your symptoms are of preexisting conditions rather than the crash itself. To do so, they often bring in their medical experts to testify the same. 

To counter such disputes, you need detailed medical documentation and the support of medical experts who can attest to the fact that your injuries are truly a result of the car crash. 

Negligence of Injuries

The insurer may allege that your reported injuries are a result of your own negligence. Although the actual injuries endured were not severe, because you were not careful and handled the situation badly, the injuries got worse. 

Building Your Case with Medical Records

Your lawyer can use many pieces of evidence to support your car accident claim, but your medical records may be the most important evidence. Your records should include all the details of your injuries, treatments and prognosis. Here is what should be included:

• They must highlight that you visited the emergency room just after a car accident.
• Noted symptoms are examined by your doctors, including headaches, dizziness, and memory issues.
• If you had a brain injury, a neurologist appointment and conducted tests should be documented.
• Your claim should include records of any medications prescribed to manage your symptoms.
• Documented sessions for physical therapy for body injury, showing your recovery attempt and the seriousness of your injuries. 
• Notes and assessments from visits to your doctor to follow-up appointments and any ongoing issues.
• Any referrals to other specialists, such as neuropsychologists or orthopedists.

Take Legal Support Against Denials and Disputes

It is challenging to navigate the judicial system yourself. The situation gets more depressing and desperate after such denials and conflicts. A knowledgeable car accident attorney Alaska can assist you as they are aware of the strategies employed by insurance companies and know how to combat them successfully. Car accident attorney can help in:

Gathering Documents and Evidence

Your lawyer will assist you in compiling and arranging the paperwork required to create strong cases, including medical reports, witness statements, and other evidence. This thorough documentation is critical to demonstrating the link between the vehicle accident and your loss.

Professional Representation 

A car accident attorney Alaska will handle the communication process with the insurance company. They will ensure that your statements are not misinterpreted or used against you. This professional representation protects your rights and strengthens your position.

Negotiating Claim Value

Your attorney will determine the true value of the claim by considering medical expenses, lost wages, and future rehabilitation costs. They’ll bargain for a fair settlement that accounts for all of your losses.      

Litigating if Necessary

If negotiations fail to result in a just settlement, your lawyer will be ready to litigate the matter. They will present a compelling case for you before the judge and jury, upholding your legal rights and requesting the money you are entitled to. 

Conclusion

Engaging a car accident attorney Alaska can substantially improve your case’s outcome. Their expertise ensures effective advocacy, which is crucial in navigating insurance challenges and securing rightful compensation. From negotiating fair settlements to guiding through legal procedures, these professionals provide invaluable support in resolving post-accident complexities and achieving the best outcomes for clients facing the aftermath of car accidents.